DO: keep your wallet closed.
Do you ever have a day where you don’t spend any money? For myself, it’s pretty rare, but when it does happen, I feel so fulfilled. Without money you have to think more. You have to cook for yourself, make your own coffee, and enjoy the people around you.
It’s not realistic to do every day, but for today, don’t spend a cent. You’ll notice those areas in life where you are spending frivolously, and you can learn from it to make some small changes in your daily habits. Perhaps you start bringing your lunch to work 3 days a week? Or, you ride your bike instead of taking the subway on weekends? In the long run, those few dollars saved will help you buy that big ticket item you’ve been dreaming about…wouldn’t you rather have that than a store-bought hoagie?